Guide on RCBC Loans 2024 You May Apply For
RCBC LOANS 2024 – You can check here a full list of the loans provided by Rizal Commercial Banking Corporation (RCBC).
Are you looking for a bank where you may apply for a loan offer? In the Philippines, one of the banking entities with multiple loan offers is Rizal Commercial Banking Corporation. More popularly called RCBC, it is one of the biggest and reputable banks in the country.
The offers of Rizal Commercial Banking Corporation includes savings and checking bank accounts, loans, credit cards, and many other financial products and services. With regards to the loan offer, you may check on them below as well as the criteria in applying for them.
RCBC Personal Cash Loan
The multi-purpose loan offer of Rizal Commercial Banking Corporation is the RCBC Personal Loan. The said cash loan offer is open to finance several purposes including the car repair, payment of school fees, minor business expansion, purchasing an item, traveling, sponsoring an event, etc.
The loan offer is openf or both salaried and non-salaried individuals. Here are the qualifications in applying for the RCBC Personal Cash Loan offer:
- a Filipino citizen or a dual citizen
- at least 21 years old upon the loan application
- not more than 65 years old upon the end of the loan term
- having a mobile number, a residence landline, or an office landline
- stable income:
- If employed:
- locally employed at a company registered with the Securities and Exchange Commission (SEC)
- earning a minimum gross monthly income of Php 30,000.00
- If self-employed:
- running a business that operates for at least three (3) years already and profitable for the past two (2) years
- earning a gross monthly income of at least Php 100,000.00
- If employed:
To apply for the offer, there are requirements for RCBC Cash Loan application that you need to prepare and submit to the bank.
RCBC Home Loan
Also one of the RCBC loans is the Home Loan which is ready to finance the acquisition of a vacant lot or residential units, house construction, home renovation, and the refinancing of an existing home loan. You may also use your property as the collateral to obtain a multi-purpose cash loan.
Who are qualified to apply for the loan offer? Here are the eligibility requirements set by the bank:
- at least 25 years old upon the loan application but not over 60 years old upon the loan maturity
- having no adverse records
- a residential property owner
- permanently employed for at minimum of two (2) years already
There is also a unique set of RCBC Home Loan requirements forapplication that you need to prepare and submit to apply for the loan offer.
RCBC Auto Loan
Do you want to purchase a car? Whether it is a brand new vehicle or a pre-owned one, you may turn to the RCBC Auto Loan offer for the financing of your vehicle acquisition. Here are the eligibility requirements set under the loan offer:
- Filipino Citizen or Dual Citizen
- at least 21 years old upon loan application
- at most 65 years old upon loan maturity
- must have a mobile number and a residence or office landline
- a stable source of income
- with a minimum employment tenure of 1 year and minimum gross monthly income of Php 40,000 if employed
- business must be in profitable operations for the past 2 years if self-employed
Are you interested to apply for the RCBC loan offer? There are RCBC Auto Loan requirements that you need to prepare and submit for the loan application.