Guide on the Requirements for RCBC Cash Loan Offer Application
REQUIREMENTS FOR RCBC CASH LOAN – Here are the documents that you need to prepare in applying for this personal loan offer of the Rizal Commercial Banking Corporation.
If you are looking for a cash loan offer, one of the banks that you may turn to is Rizal Commercial Banking Corporation or more commonly called RCBC. Its personal loan offer is open for both employed and self-employed individuals.
The cash loan offer of RCBC is non-collateral and has a maximum loan term of 36 months. There are eligibility requirements for RCBC Cash Loan offer application. To qualify, the borrower-loan applicant must be:
- a Filipino citizen or a dual citizen
- at least 21 years old upon the loan application and not more than 65 years old upon the loan maturity
- having a mobile number, a residence landline, or an office landline
- locally employed at a company registered with the Securities and Exchange Commission (SEC) or running a business that operates for at least three (3) years already and profitable for the past two (2) years
- if employed, the loan applicant must be earning at least Php 30,000.00 gross monthly income; if self-employed, the borrower must be earning a minimum gross monthly income of Php 100,000.00
Documentary Requirements for RCBC Cash Loan Application:
- duly-accomplished and signed RCBC Personal Loan Application Form
- proof of income:
- If employed:
- Certificate of Employment (COE) or latest ITR
- two (2) valid government-issued IDs
- Tax Identification Number (TIN)
- Utility Bill
- If self-employed:
- Business Papers (DTI or SEC, Mayor’s Permit)
- latest ITR or Audited Financial Statements or latest 3-month bank statement
- If employed:
Aside from the personal loan offer, the RCBC has several other loan offers. You may visit – Requirements for SSS Calamity Loan – List of Documents You Need To Submit in Applying.
