RCBC Home Loan: How To Apply & the Requirements to Prepare

Guide on RCBC Home Loan Offer Application Process

RCBC HOME LOAN – Here is a guide on how to apply and the requirements in applying for this housing loan offer of Rizal Commercial Banking Corporation (RCBC).

The RCBC has several loan offers. One of these is the Home Loan offer which attends to the financing of purposes related to residential properties such as the following:

  • acquisition of house and lot / vacant lot / condominium unit
  • refinancing your existing home loan
  • house construction
  • home renovation
  • multi-purpose loan
RCBC Home Loan
Photo Credit: BusinessWorld Online

How much are the borrowing amounts allowed by the bank under this loan offer? To check how much you may borrow, feel free to visit — Borrow RCBC Home Loan – Guide on Minimum & Maximum Loanable Amounts.

Step 1 – Check the qualifications.

The RCBC set qualifications or eligibility requirements in applying for the loan offer. To be qualified, the borrower must possess the following qualifications:

  • at least 25 years old upon the loan application but not over 60 years old upon the loan maturity
  • having no adverse records
  • a residential property owner
  • permanently employed for at minimum of two (2) years already

Step 2 – Documentary Requirements

There are specific documents that you need to submit in applying for the loan offer. To check on these documentary requirements, you may visit — RCBC Home Loan Requirements & Qualifications for Application.

Step 3 – Submit the Requirements.

Visit a branch of Rizal Commercial Banking Corporation (RCBC) and submit your documents. All loan applications are subject to the RCBC approval. Be ready for an interview and wait for an update from the bank regarding the status of your loan application.

The bank also offers a multi-purpose cash loan offer. To check on the offer, you may also visit — RCBC Cash Loan – Minimum & Maximum Loanable Amounts under the Offer.

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