GSIS Emergency Loan November 2024 — List of Areas Covered by the Offer

Guide on GSIS Emergency Loan November 2024 for Qualified Members

GSIS EMERGENCY LOAN NOVEMBER 2024 – Here are the areas that are covered by the calamity loan offer of the Government Service Insurance System.

In the Philippines, Filipinos who are employed in the government are required to maintain an updated membership to the GSIS or the Government Service Insurance System. It is a social insurance institution, a giant in the field aside from the Social Security System or SSS.

GSIS Enhanced Emergency Loan Monthly Amortization
Photo Credit: Philippine News Agency

Millions of Filipinos are either former or current employees of the government thus, the GSIS has a really huge member populace. Meanwhile, although the monthly premium will make a cut from the monthly salary of the member, on the other end of it is a huge benefit of having something to turn to in times of financial needs.

GSIS Emergency Loan November 2024
Photo Courtesy of The Post

Aside from the Government Service Insurance System’s Multi-Purpose Loan Flex or the GSIS MPL Flex, the social insurance giant also has its own Calamity Loan offer, the GSIS Emergency Loan. It was crafted as a financial option that qualified members may turn to in an instance when a natural calamity has hit their area.

Who are qualified to apply for the GSIS Emergency Loan offer? To be eligible to apply for the loan offer, the member-borrower must be…

  • a bona fide resident or employee of the government office within the declared calamity area
  • in active service and not on leave of absence without pay
  • having no loan that has been declared in default
  • having no arrearages in the payment of mandatory social insurance contributions

Under the loan offer, the loanable amount is Php 20,000 for those who have no existing calamity loan and up to Php 40,000 for member-borrowers with an existing calamity loan. The social insurance giant implements a 6% interest rate and allows the repayment to as much as 36 monthly installments.

Here are the areas covered by the GSIS Emergency Loan November 2024 Coverage:

Granting Period: August 06 to November 05, 2024

  • Province of Ilocos Norte
  • Province of La Union

Granting Period: August 12 to November 11, 2024

  • Municipality of Mabitac, Laguna

Granting Period: August 12 to November 11, 2024

  • Municipality of San Andres, Romblon

Granting Period: August 14 to November 13, 2024

  • Province of Ilocos Sur

Granting Period: August 22 to November 21, 2024

  • Municipality of Mangatarem, Pangasinan

Granting Period: 2 September 2024 – 3 October 2024

  • Province of Samar
  • Ormoc City, Leyte
  • Maasin City, Southern Leyte
  • Municipality of Kananga, Leyte

Granting Period: 9 September 2024 – 8 December 2024

  • Naga City
  • Camarines Sur

Granting Period: 16 September 2024 – 15 December 2024

  • Municipality of Famy
  • Municipality of Laguna

Granting Period: 25 September 2024 – 24 December 2024

  • Municipality of Vinzons, Camarines Norte

Granting Period: 17 October 2024 – 16 January 2025

  • Province of Cagayan

Granting Period: 05 November 2024 – 04 December 2024

  • Ilagan City, Isabela
  • Municipality of Bani
  • City of Dagupan, Pangasinan

Granting Period: 31 October 2024 – 30 January 2025

  • Municipality of Matnog, Sorsogon
  • Municipality of Castilla, Sorsogon
  • Province of Laguna
  • Municipality of San Fernando, Masbate
  • Province of Camarines Sur (including Naga City)
  • Province of Quezon (excluding Lucena City)
  • Municipality of Juban, Sorsogon
  • Municipality of Bulan, Sorsogon
  • Municipality of Irosin, Sorsogon
  • Municipality of Barcelon, Sorsogon
  • Municipality of Donsol, Sorsogon

Granting Period: 06 November 2024 – 05 February 2025

  • Provinces of Sorsogon
    • Prieto Diaz
    • Gubat
    • Sorsogon City
    • Casiguran
    • Bacon
    • Bulusan
    • Magallanes
    • Santa Magdalena
    • Pliar

Granting Period: 06 November 2024 – 05 February 2025

  • Municipality of Bantayan, Cebu
  • La Carlota City and Municipality of San Enrique, all located in Negros Occidental
  • Municipality of Pandan, Antique
  • Borongan City and the Municipalities of Arteche, Can-avid, Dolores, Jipapad, Maslog, Maydolong, Oras, San Julian, San Policarpio, Sulat & Taft, all located in Eastern Samar

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