List of RCBC Cash Loan Requirements You Must Submit To Apply
RCBC CASH LOAN REQUIREMENTS – Listed below are the documents needed for the application to the Personal Loan offer of Rizal Commercial Banking Corp.
One of the most popular and trusted banks in the Philippines is Rizal Commercial Banking Corporation or more popularly called RCBC. One of the biggest in the banking field, its offers include savings and checking accounts, credit cards, and loans.
One of the loans offered by the bank is the Personal Loan or also commonly called as the RCBC cash loan offer — aside from the RCBC Home Loan. It is a multi-purpose loan that you may apply for to pay for the tuition fees, get the car repaired, make some minor home improvements, travel, fund an event, etc.
Who are qualified to apply for the loan offer of Rizal Commercial Banking Corporation? Here are the RCBC cash loan requirements in terms of eligibilities for application:
For Locally-Employed Individuals:
- Filipino Citizen or Dual Citizen
- 21 years old and above upon loan application
- 65 years old and below upon loan maturity
- must have a mobile number, residence landline, or office landline
- must be locally employed at a company registered with Securities and Exchange Commission (SEC)
- with a minimum employment tenure of 2 years and minimum gross monthly income of Php30,000
For Self-Employed Individuals:
- Filipino Citizen
- 21 years old and above upon loan application
- 65 years old and below upon loan maturity
- must have a mobile number, residence landline or office landline
- with business operating in the Philippines for at least 3 years and profitable for the past 2 years, and minimum gross monthly income of Php100,000
Aside from the aforementioned qualifications, there are RCBC cash loan requirements that are documentary. Here is a list of the documents that you need to submit to RCBC to apply for its Personal Loan offer:
- Accomplished RCBC Personal Loan Application Form
- proof of income:
- For Employed applicants:
- Certificate of Employment (COE) or latest ITR
- 2 valid government-issued IDs
- TIN
- Utility Bill
- For Self-Employed applicants (any of the following):
- Business Papers (DTI or SEC, Mayor’s Permit)
- Latest ITR or Audited Financial Statements
- Latest 3-month bank statement
- For Employed applicants: