Requirements to Withdraw Pag-IBIG Savings due to Disability

List of Requirements to Withdraw Pag-IBIG Savings Application due to Disability

REQUIREMENTS TO WITHDRAW PAG-IBIG SAVINGS – Listed below are the documents needed for the withdrawal of Fund savings due to disability.

Aside from maintaining active memberships to social insurance institutions like the Government Service Insurance System (GSIS) and the Social Security System, countless Filipinos also strive to main an active and updated membership to the Pag-IBIG Fund.

Pag-IBIG Fund
Photo Credit: CNN Philippines

The Pag-IBIG Fund is most popular for its Housing Loan offer that has been a big factor as to many Filipinos’ acquisition of residential property. Meanwhile, it also has several other loan offers. To main an updated account for eligibility to the loan offers, the members post monthly contributions.

Requirements to Withdraw Pag-IBIG Savings due to Disability
Photo Credit: Muscular Dystrophy News

A lot of the monthly contributions are under payroll deductions for the memberships of the employees are mandatory. Here are some of the grounds where mandatory membership to the Pag-IBIG Fund usually apply:

  • government employees with GSIS coverage
  • employees in the private sector who are 60 years old and below and on permanent, temporary, or provisional status
  • land-based overseas Filipino workers (OFWs)
  • self-employed individuals earning at least P1,000 per month up to 60 years of age
  • sea-based OFWs
  • household helpers, gardeners, cooks, drivers, etc. with a salary of at least P1,000 per month
  • uniformed personnel like members of the following:
    • Armed Forces of the Philippines (AFP)
    • Philippine National Police (PNP)
    • Bureau of Fire Protection (BFP)
  • Filipinos employed by foreign-based employers

Meanwhile, while there are mandatory memberships, there are also voluntary memberships to which the Fund has opened its doors. Below, you can find the list of the usual grounds of voluntary memberships to the government agency

  • non-working spouse of registered Pag-IBIG members
  • pensioners, investors, and individuals with passive income
  • religious group and leaders
  • Filipino employees of foreign government or international organization
  • public officials and employees without GSIS coverage

Pag-IBIG Fund members with accumulated contributions have a huge chance of being eligible to the loans offered by the government agency. These offers includes the Housing Loan, Multi-Purpose Loan, and Calamity Loan.

The Pag-IBIG Housing Loan 2023 is the most popular among the loans offered by the Fund. It is ready to fund the purchase of a residential property, house construction, home renovation, and existing home loan take-out. A Pag-IBIG member may also opt to apply for a combination of the purposes stated.

Aside from the Housing Loan offer, there is also the Pag-IBIG Multi-Purpose Loan offer that members can apply for to obtain financial solutions for short-term needs for cash. In times of calamities, there is also the Pag-IBIG Calamity Loan that members may turn to.

Aside from the loans offered by the Fund, a member may also choose to withdraw his or her savings when it reaches the maturity or the optional withdrawal phase. There are also cases wherein the Fund allows members to process an early withdrawal of the savings. One of which is when disability takes place.

If the member suffers from permanent total disability and may be needing the money, he/she may prepare the requirements to Withdraw Pag-IBIG Savings due to disability for the processing. Here are the documents required by the Fund:

  1. Application for Provident Benefits (APB) Claim (1 Original)
  2. Pag-IBIG Loyalty Card/Loyalty Card Plus or one (1) valid ID of the member (1 Photocopy)
  3. Physician’s Certificate/Statement (With Clinical or Medical Abstract) (1 Original)
  4. SSS Employment History (as applicable) (1 Photocopy)

Submit the requirements to Withdraw Pag-IBIG Savings to an office of the Pag-IBIG Fund nearest to you. Bring with you all the original copies of the documents as the Pag-IBIG Fund may be requesting for their presentation.

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