Guide on Pag-IBIG MP2 Computation for P1 Million Savings
PAG-IBIG MP2 COMPUTATION FOR P1 Million – Here is a guide on dividends you will get monthly if you will save P1 million as one-time savings.
Are you a Pag-IBIG Fund member who wants to grow your money? The government agency has an offer for its members who want their money to earn dividends. The government agency launched the Pag-IBIG MP2 Savings or the Modified Pag-IBIG 2.
The Pag-IBIG MP2 Savings is a savings facility with a five-year maturity term. This savings program is open not only to current members of the government agency but as well as the pensioners and retirees.
For the information of the Pag-IBIG members who have MP2 Savings accounts and those who want to join the savings facility, the government agency posted Pag-IBIG MP2 computation tables based on certain amounts.
The Pag-IBIG MP2 computation tables posted by the government agency under a one-time P1 million savings include both the annual dividend payout and the compounded savings. Here are the tables posted by Pag-IBIG Fund:
Annual Dividend Payout
| Month Covered | Monthly Savings (MS) | Accumulated MS per year | Cumulative Savings | Annual Dividend Payout | Total Accumulated Value TAV) |
| Jan-Dec 2020 | 1,000,000.00 | 1,000,000.00 | 1,000,000.00 | 75,000.00 | 1,000,000.00 |
| Jan-Dec 2021 | 0.00 | 0.00 | 1,000,000.00 | 75,000.00 | 1,000,000.00 |
| Jan-Dec 2022 | 0.00 | 0.00 | 1,000,000.00 | 75,000.00 | 1,000,000.00 |
| Jan-Dec 2023 | 0.00 | 0.00 | 1,000,000.00 | 75,000.00 | 1,000,000.00 |
| Jan-Dec 2024 | 0.00 | 0.00 | 1,000,000.00 | 75,000.00 | 1,000,000.00 |
| TOTAL | – | 1,000,000.00 | – | 375,000.00 | 1,000,000.00 |
Annual Dividend Payout
| Month Covered | Monthly Savings (MS) | Accumulated MS per year | Cumulative Savings | Dividend Amount | Total Accumulated Value TAV) |
| Jan-Dec 2020 | 1,000,000.00 | 1,000,000.00 | 1,000,000.00 | 75,000.00 | 1,075,000.00 |
| Jan-Dec 2021 | 0.00 | 0.00 | 1,075,000.00 | 80,625.00 | 1,155,625.00 |
| Jan-Dec 2022 | 0.00 | 0.00 | 1,155,625.00 | 86,671.88 | 1,242,296.88 |
| Jan-Dec 2023 | 0.00 | 0.00 | 1,242,296.88 | 93,172.27 | 1,335,469.14 |
| Jan-Dec 2024 | 0.00 | 0.00 | 1,335,469.14 | 100,160.19 | 1,435,629.33 |
| TOTAL | – | 1,000,000.00 | – | 435,629.33 | 1,435,629.33 |
Aside from the MP2 Savings, Pag-IBIG Fund also offers a cash loan to eligible members. To check on this offer, you may visit – Pag-IBIG Cash Loan Offered To Members through Multi-Purpose Loan.