Home Credit Card Activation — A Guide for the Cardholders

Steps for the Home Credit Card Activation Process Cardholders May Follow

HOME CREDIT CARD ACTIVATION – Here is a guide on the steps to activate your credit card from Home Credit Philippines.

In the Philippines, not only banks are credit card providers but as well as prominent entities in the lending field including Home Credit. It is one of the most popular lenders not only in the country but as well as in several countries and territories abroad.

Home Credit was first launched in Czech Republic in 1997 until it reached the Philippines in 2013. It is most popular for its Product Loan offer but it also has a cash loan now as well as a credit line offer.

Home Credit Card Activation
Photo Credit: Home Credit

The credit line offer, the Home Credit Card, bears a huge borrowing limit and it is widely-accepted across the nation as it is acceptable among the countless Visa-accepting merchants. It is offered among existing and previous clients of the international finance company who have good credit records.

To apply, there are only a few Home Credit Card requirements for application. You may receive your card within five (5) to ten (10) workings days since the application was approved.

For the approved cardholders residing within Metro Manila, you may receive your card within five (5) days since the approval of your application. For those living in provincial areas, it may be delivered to you within ten (10) working days.

After receiving your card, you must proceed with the Home Credit Card activation so you can use it anytime. There is nothing to worry about the membership fee as it does not begin until you swiped your card for your first purchase.

With regards to the Home Credit Card activation process, it depends if you will be using an Android or an iPhone.

  • Open your My Home Credit app account.
  • Tap “Activate Now”.
  • Follow the on-screen instructions’ flow to finish activating your credit card.
  • Open the official website of Home Credit PH to reach their customer service thru a live chat (https://www.homecredit.ph)
  • Click/Tap “Contact Us” button.
  • Scroll your mouse down to get to the bottom of the page and look for “Chat with us”.
  • Tap the “Chat with us” logo and start the interaction.

It is important to have your physical credit card with you when activating your Home Credit Card as you will be needing certain information from your card like its last four (4) digits. It is important to enter the right digits as the platform only allows up to three (3) attempts.

In case you have an issue with regards to the digits, you may contact the Customer Service of the lender through a live chat assistance.

Home Credit Philippines will send you an SMS confirming the activation of your card once it is successful.

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