UNO Loan — How To Apply and Become Eligible For This Loan?

Here’s how to apply and become eligible for UNO loan

UNO LOAN – This article will teach you how to apply and be eligible for this loan offered by UNO Digital Bank.

UNO Digital Bank is supervised by the Bangko Sentral ng Pilipinas (BSP) and has its deposits insured by the Philippine Deposit Insurance Corporation (PDIC). This bank is among the first neobanks to get an outright digital banking license in the Philippines.

Users have easy access to UNO’s banking products and services through UNO’s mobile app. Among the banking products and services offered by UNO Digital Bank is UNO Loan.

UNO Loan — How To Apply and Become Eligible For This Loan

UNO Loan Eligibility

It’s important to meet the bank’s requirements in order to become eligible for this loan.

You need to be at least 21 years old but not be older than 65 years old upon loan maturity, be a Filipino citizen, have received a minimum gross monthly income of PHP 20,000, and have resided and/or worked within NCR, Cavite, Laguna, Batangas, Rizal, Pampanga, Bulacan, Cebu, Iloilo, or Davao Del Sur.

Also, you must be tenured for at least 6 months (if you’re employed) or your business must be in operations for at least 2 years (if you’re self-employed).

How to apply for this loan?

The first thing to do is to open the mobile app, tap JOIN UNO on the login page, and then select LOAN ACCOUNT. After that, you need to provide a valid email address abd PH mobile number and verify the mobile number through OTP (One Time Pin).

You also need to capture a valid government issued ID such as Philippine Passport, Driver’s License, Unified Multi-Purpose ID (UMID), Social Security System (SSS) ID, Philsys National ID, Philhealth ID, or Professional Regulation Commission (PRC) ID.

Next, you need to perform the “Selfie Check” steps and provide your personal information. The final step to do is to review your loan application and then submit the loan application for credit evaluation.

Your application will be reviewed and processed once submitted. If your loan application is approved, you will be asked to either accept or decline the loan offer.

Once you accepted the loan offer, the loan proceeds will be available for drawdown and an email with the loan contract and details will be sent to you afterwards. The disbursed loan amount can be withdrawn through Send Money in the mobile application.

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