List of Pag-IBIG Cash Loan Requirements 2026 for Application
PAG-IBIG CASH LOAN REQUIREMENTS 2026 – Here are the documents required of overseas Filipino worker (OFW) members in applying for the Multi-Purpose Loan.
Many Filipinos are members of the Pag-IBIG Fund. In fact, not only Filipinos who are in the country have applied for membership to the state-run institution but as well as many overseas Filipino workers (OFWs). Undeniably, a membership to the Fund provides a safety net.
In times of natural disasters, there is the Pag-IBIG Calamity Loan that the Fund members may turn to. In times of cash needs, there is the Pag-IBIG Multi-Purpose Loan or also called the MPL. It is also known to a lot of members as the Pag-IBIG cash loan offer.
The Pag-IBIG Multi-Purpose Loan is very flexible in terms of loan application purpose. You may apply for it to travel, to make a personal purchase, to boost the working capital of your business, etc. It is not only open for the locally-employed and self-employed members of the Fund but as well as the OFW members.
Who are qualified to apply for the offer? Before you check on the Pag-IBIG cash loan requirements that you need to submit, it is important to ensure first that you meet the eligibility criteria. The member-borrower must be:
- in active membership by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
- at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings program
- has no Pag-IBIG Housing Loan, MPL and/or Calamity Loan in default
- reliable source of income
With regards to the Pag-IBIG cash loan requirements that you need to submit, here are the documents required by the Fund for the loan application:
- duly-accomplished and signed Pag-IBIG Multi-Purpose Loan Application Form
- photocopy of one (1) valid ID such as the following:
- passport
- Driver’s License
- National Bureau of Investigation (NBI) Clearance
- Professional Regulation Commission (PRC) ID
- Police Clearance
- Voter’s ID
- Postal ID
- Government Service Insurance System (GSIS) e-Card
- Senior Citizen Card
- Barangay Certification or Barangay IDs
- Social Security System (SSS) Card
- Overseas Filipino Worker ID
- Overseas Workers Welfare Administration (OWWA) ID
- Alien Certification of Registration/Immigrant Certificate of Registration
- Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
- Seaman’s Book or Seafarer’s Identification and Record Book (SIRB)
- Department of Social Welfare and Development (DSWD) Certification
- Government Office and GOCC ID
- Integrated Bar of the Philippines ID
- Company ID
- Philippine Identification (PhilID) Card
- Employment Contract
- photocopy of the Employment Contract between the employee and employer or original copy of the POEA Standard Contract
- Certificate of Employment and Compensation (CEC)
- CEC written on the Employer; or
- CEC signed by employer supported by a photocopy of the ID and passport of the employer
- Original copy of Income Tax Return filed with Host Government or Country
Aside from the Multi-Purpose Loan and the Calamity Loan offers, the Pag-IBIG Fund also has the Pag-IBIG Fund Housing Loan.