List of Pag-IBIG Cash Loan Requirements 2026 for Application
PAG-IBIG CASH LOAN REQUIREMENTS 2026 – Here are the documents required of self-employed members in applying for the Multi-Purpose Loan.
Are you one of the members of the Pag-IBIG Fund? If you are a self-employed member of the Fund who is currently in need of some cash, there is something that you can turn to — the Pag-IBIG Multi-Purpose Loan.
Also called the MPL, the Multi-Purpose Loan offer serves a wide range of purposes for the loan application. It is another loan offer of the Fund aside from the Pag-IBIG Calamity Loan. You may apply for it to travel, to make a personal purchase, to expand your business, to pay for your piled up bills, etc.
The Pag-IBIG Multi-Purpose Loan offer is open not only for the salaried members of the Fund but as well as the self-employed individuals. Under the offer, you can get your loan proceeds in as fast as two (2) working days since the loan application was approved.
Before checking on the Pag-IBIG cash loan requirements for application, it is best to first check on the qualifications under the offer. To be eligible to apply for the loan, the member-borrower should meet the following qualifications for application:
- in active membership by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
- at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings program
- has no Pag-IBIG Housing Loan, MPL and/or Calamity Loan in default
- reliable source of income
The Pag-IBIG cash loan requirements vary among the locally-employed and self-employed individuals as well as the overseas Filipino worker members of the Fund. Meanwhile, here are the general documentary requirements for application:
- duly-accomplished and signed Pag-IBIG Multi-Purpose Loan Application Form
- photocopy of one (1) valid ID such as the following:
- passport
- Driver’s License
- National Bureau of Investigation (NBI) Clearance
- Professional Regulation Commission (PRC) ID
- Police Clearance
- Voter’s ID
- Postal ID
- Government Service Insurance System (GSIS) e-Card
- Senior Citizen Card
- Barangay Certification or Barangay IDs
- Social Security System (SSS) Card
- Overseas Filipino Worker ID
- Overseas Workers Welfare Administration (OWWA) ID
- Alien Certification of Registration/Immigrant Certificate of Registration
- Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
- Seaman’s Book or Seafarer’s Identification and Record Book (SIRB)
- Department of Social Welfare and Development (DSWD) Certification
- Government Office and GOCC ID
- Integrated Bar of the Philippines ID
- Company ID
- Philippine Identification (PhilID) Card
The Pag-IBIG cash loan requirements include the proof of income. In the case of the Pag-IBIG members who are self-employed and want to apply for the loan offer, you need to prepare the following:
- photocopy of Income Tax Return (ITR) and Official Receipt of tax payment from bank supported with DTI Registrant and Mayor’s Permit or Business Permit
- original copy of bank statements or passbook for the last 12 months
- original copy of Commission Vouchers indicating the name and contact details of the issuer
- original copy of Certified True Copy of Transport Franchise
- original copy of the Notarized Affidavit of Income
- original copy of the Certificate of Engagement issued by the business owner