Guide on SSS Calamity Loan 2026 Offer for Members in Times of Natural Disasters
SSS CALAMITY LOAN 2026 – You can check here the features of the emergency loan offer of the Social Security System and how to apply for it.
Natural disasters are among the things that are unwanted but are inevitable. Moreover, the Philippines lies within the Pacific Ring of Fire. Thus, the country is prone to different kinds of calamities. This is where the edge of being a Social Security System member may set in.
The Social Security System of more popularly called SSS is one of the social insurance giants in the Philippines — the other giant is the Government Service Insurance System or GSIS. The SSS is in the service of the Filipino people for several decades now since the 1950s.
The SSS has several loans and benefit offers for its members that can be excellent options in times of sickness, unemployment, retirement, calamity, etc. With regards to its loan offers, aside from the SSS Salary Loan, the social insurance giant also has the SSS Calamity Loan offer.
In times of natural disasters, qualified members of the Social Security System may turn to the SSS Calamity Loan to obtain an access to cash that could help them recover from the impacts of the natural disaster. It is open for members who are residing in areas that were declared under a State of Calamity. The country is prone to earthquakes and typhoons.
The SSS Calamity Loan Assistance Program or also called the CLAP is a short-term member loan program that usually activates seven (7) days after the calamity event date. The offer covers the following:
- typhoons
- earthquakes
- volcanic eruptions
- floods
- storm surges
- La Niña
- El Niño
- Others
To qualify for the Calamity Loan offer, the member-borrower should have posted at least 36 monthly contributions with six (6) of the premiums posted in the 12 months prior to the loan application. The member-borrower must also be below 65 years old with no past due or outstanding restructured loans.
The loan offer is open not only for salaried members of the Social Security System but as well as the non-salaried members of the social insurance giant. Do you want to check the SSS Calamity Loan interest rate and loanable amount before applying for the offer?