List of Requirements for Pag-IBIG Fund HEAL 2025 Application Process
REQUIREMENTS FOR PAG-IBIG FUND HEAL 2025 – For locally-employed members who want to apply for the loan offer, here are the documents required for submission.
In the Philippines, one of the giant state entities is the Pag-IBIG Fund. It is also one of the known loan-providing state entities in the country. Millions of Filipinos not only Pinoys residing in the country as well as overseas Filipino workers (OFWs) are members of the Fund.
To maintain an updated account to the Fund and have an access to the loan offers of the state entity, a member must regularly post the Pag-IBIG Fund Monthly Contribution. There is a huge advantage for Filipinos who are members of the Fund with an updated account.
The Pag-IBIG Fund has several loan offers including the Housing, Multi-Purpose, and Calamity Loans. Truth be told that many Filipinos were able to acquire a residential property through the help of a Pag-IBIG Housing Loan offer.
The Fund also keeps on growing its list of loan offers. Now, the Pag-IBIG loans include new loans like the Pag-IBIG Home Equity Appreciation Loan or also called the Pag-IBIG Fund HEAL.
Under the Pag-IBIG Home Equity Appreciation Loan or HEAL offer, a qualified member who has an existing Housing Loan account with the Fund can achieve more goals through the fund access provided by the offer.
The Pag-IBIG HEAL is ready to provide funds for the education expenses, travel, car purchase, home improvement, leisure, business capital, etc. It is open not only for locally-employed members of the Fund but as well as the non-salaried members and the overseas Filipino worker (OFW) members.
In applying for the loan offer, the requirements for Pag-IBIG Fund HEAL 2025 may vary depending on the nature of the income of the member. Are you a locally-employed member of the Fund?
Here are the requirements for Pag-IBIG Fund HEAL 2025 for locally-employed members of the Fund:
- duly-accomplished Pag-IBIG Home Equity Appreciation Loan (HQP-HLF-858)_V01
- duly-accomplished Pag-IBIG Home Equity Appreciation Loan, for co-borrower/s (HQP-HLF-868)_V01
- Proof of Income (any of the following):
- Certificate of Employment and Compensation (CEC), indicating the gross monthly income and monthly allowances or monthly monetary benefits received by the employee (1 original copy) duly signed by the authorized signatory of the employer
- atest Income Tax Return (ITR) for the year immediately preceding the date of loan application, with attached BIR Form No. 2316, duly acknowledged by the BIR or authorized representative of employer
- one (1) Month Payslip, within the last three (3) months prior to date of loan application with name and signature of the authorized signatory of employer
- one (1) valid I.D.
- updated Real Estate Tax Receipt/s as of the quarter immediately preceding the date of application
- Health Statement Forms
- Conformity Form for New/Subsequent Housing Availment (HLF409_V03), for co-borrowers who need to express their consent to the new HEAL application
The ID is required as a proof of identity. You may choose among the following for the ID that you can submit to the Pag-IBIG Fund to apply for the loan offer:
- Philippine Identification (PhilID) Card
- Passportincluding those issued by foreign governments
- Driver’s License
- Professional Regulation Commission (PRC) ID
- National Bureau of Investigation (NBI) Clearance
- Police Clearance
- Postal ID
- Voter’s ID
- Tax Identification Number (TIN) ID
- Barangay Certificationor Barangay IDs or similar documents bearing picture of the Member
- Government Service Insurance System (GSIS) e-Card
- Social Security System (SSS) Card
- Senior Citizen Card
- Overseas Workers Welfare Administration(OWWA) ID
- Overseas Filipino Worker ID
- Seaman’s Book or Seafarer’s Identification and Record Book (SIRB)
- Alien Certification of Registration/Immigrant Certificate of Registration
- Government Office and GOCC ID, e.g. AFP ID, Pag-IBIG Fund Loyalty Card
- ID issued by the National Council on Disability Affairs (NCDA)
- Department of Social Welfare and Development (DSWD) Certification
- Integrated Bar of the Philippines ID
- Company ID issued by Private Entities or Institutions Registered with or supervised or regulated either by the BSP, SEC or IC
- PhilHealth Health Insurance Card ng Bayan