How To Apply for SB Finance Cash Loan 2023 Multi-Purpose Offer
SB FINANCE CASH LOAN 2023 – You can check the guide below for the application process and the requirements you must prepare.
Most people nowadays prefer online loans over the offers that require you to really go at an office or branch for the application process. Truth be told that online loans appeal most to individuals who have busy schedules like the employees who can hardly leave their work.
The SB Finance is one of the trusted online lenders in the Philippines. Aside from the SB Finance Car Loan offer, the online lender also offers the SB Finance Cash Loan 2023. It is a non-collateral loan offer wherein the application process is all-digital.
Although all loan applications are subject to the assessment and approval of the lender, there is a range of minimum and maximum loanable amounts under the SB Finance Cash Loan offer. There is an easy process in applying for the offer. Follow the steps below:
Step 1 — Check the qualifications. The SB Finance has set different lists of eligibility requirements for qualification to the online loan offer among employed and self-employed borrowers. If you are employed, you must comply with the following eligibility criteria:
- must be a Filipino Citizen
- at least 21 years old at the time of application but not more than 65 years old upon loan maturity
- must have an office or residence landline
- source of income:
- For Metro Manila: PhP15,000
- For outside Metro Manila: PhP12,000
For self-employed applicants, the required monthly income is higher. Here are the eligibility requirements for self-employed applicants:
- must be a Filipino Citizen
- at least 21 years old at the time of application but not more than 65 years old upon loan maturity
- must have an office or residence landline
- owner or a majority owner with at least 40% stake
- business has been operating profitably for at least 2 years with
- at least 1 trade reference
- minimum gross monthly income of PhP60,000
Step 2 — Prepare the requirements. There is a list of documentary requirements for SB Finance Cash Loan offer application. Make sure to have them in scanned copies that do not exceed 5 MB per document.
Step 3 — Download the app and apply for the loan. For Android users, download the Zuki app from Google Play to apply for the SB Finance loan offer. For Apple users, you can download the app from Play Store.