Check Here the PhilHealth Contribution Rate 2025 for Members
PHILHEALTH CONTRIBUTION RATE 2025 – Here is a guide for the members on the monthly premium set by the state health insurer.
One of the best preparations for the unforseen circumstances is a health insurance coverage. However, truth be told that not all Filipinos can afford to pay the premiums set under the private health insurance policies. Meanwhile, there is an entity that you can turn to — the Philippine Health Insurance Corporation or more popularly called PhilHealth.

PhilHealth which is a state health insurer is serving the Filipino people for decades now. A coverage of a member may not only benefit him/her but as well as his/her beneficiaries — the parents of the member in the case of members who have a single status and the minor children of the member for members who are married or have kids.

The member populace of the state health insurer is composed of people coming from different walks of life because there are direct contributors as well as indirect contributors. Here is a guide on the member populace of PhilHealth:
Direct Contributors
- Employees with formal employment
- Kasambahays
- Self-earning individuals; Professional practitioners
- Overseas Filipino Workers
- Filipinos living abroad and those with dual citizenship
- Lifetime members
- All Filipinos aged 21 years and above with capacity to pay
Indirect Contributors
- Indigents identified by the DSWD
- Beneficiaries of Pantawid Pamilyang Pilipino Program
- Senior citizens
- Persons with disability
- Sangguniang Kabataan officials
- Previously identified at point-of-service / sponsored by LGUs
- Filipinos aged 21 years old and above without capacity to pay premiums
- Solo Parent

The PhilHealth coverafe includes both inpatient and outpatient benefits. It also got the “Z Benefits” which include packages in case of diseases like cancer. To ensure that your membership to the state health insurer is really an active emergency preparation, it is important to constant remit the PhilHealth contribution rate 2025 intended for you.

The PhilHealth contribution rate 2025 and even in the previous years are dependent on the income of the paying member in a month. Here is a guide on the amount that you must pay for as premium to keep your account updated:
Are you earning Php 10,000 or below monthly?
PhilHealth members who earn P10,000.00 and below every month must pay for the monthly premium of Php 500.00.
Are you earning between Php 10,000.01 to Php 99,999,99 in a month?
Members of the Philippine Health Insurance Corporation who earn between Php 10,000.01 to Php 99,999,99 monthly has the PhilHealth contribution rate 2025 which may be between Php 500.00 to Php 5,000.00. The premium is dependent on how much is 5% of the member’s monthly salary.
Is your monthly income Php 100,000.00 and above?
If you are a member of the state health insurer whose monthly income is Php 100,000.00 and above, your PhilHealth contribution rate 2025 is Php 5,000.00.