List of Requirements for Pag-IBIG Fund HEAL 2025 Application Process
REQUIREMENTS FOR PAG-IBIG FUND HEAL 2025 – For self-employed members who want to apply for the loan offer, here are the documents required for submission.
In the Philippines, one of the biggest state entities is the Pag-IBIG Fund which has millions of members. The member populace of the state-run entity is composed not only of Filipinos who are currently residing in the country but as well as abroad.
The Pag-IBIG Fund is in the service of millions of Filipinos for decades already. For a member to maintain an active membership to the Fund to avail its offers, he/she must regularly post the Pag-IBIG Fund monthly contribution.
The Pag-IBIG Fund is most popular for its Housing Loan offer. Meanwhile, through the years, it as continuously grow its offers. Aside from the Housing, the Calamity, and the Multi-Purpose loan offers of the Fund, it also has the Pag-IBIG Home Equity Appreciation Loan or also called the Pag-IBIG Fund HEAL.
Through the Pag-IBIG Home Equity Appreciation Loan or HEAL, the Fund wants to help its members with existing Housing Loan accounts achieve their other goals. They can have another access to Funds through this loan offer.
Under the loan offer, you may apply for it to obtain cash for the financing of home improvements, business capital, education expenses, travel and leisure, utility bill payments, etc. The loan offer is open not only for locally-employed members of the Fund as well as self-employed members and overseas Filipino worker (OFW) members.
The list of documents vary depending on the nature of your source of income. What are the Pag-IBIG Fund HEAL requirements 2025 if you are self-employed?
In the case of self-employed members of the Fund, here are the Pag-IBIG Fund HEAL requirements for application:
- duly-accomplished Pag-IBIG Home Equity Appreciation Loan (HQP-HLF-858)_V01
- duly-accomplished Pag-IBIG Home Equity Appreciation Loan, for co-borrower/s (HQP-HLF-868)_V01
- Proof of Income (any of the following):
- ITR, Audited Financial Statements, and Official Receipt of tax payment from bank supported with DTI Registration and Mayor’s Permit/Business Permit
- Commission Vouchers reflecting the issuer’s name and contact details (for the last 12 months)
- Bank Statements or passbook for the last 12 months (in case income is sourced from foreign remittances, pensions, etc.)
- Copy of Lease Contract and Tax Declaration (if income is derived from rental payments)
- Certified True Copy of Transport Franchise issued by appropriate government agency (LGU for tricycles, LTFRB for other PUVs)
- Certificate of Engagement issued by owner of business
- Other document that would validate source of income
- one (1) valid I.D.
- updated Real Estate Tax Receipt/s as of the quarter immediately preceding the date of application
- Health Statement Forms
- Conformity Form for New/Subsequent Housing Availment (HLF409_V03), for co-borrowers who need to express their consent to the new HEAL application
One of the Pag-IBIG Fund HEAL requirements is a valid ID. Here is a guide on the ID options that you can present to the Pag-IBIG Fund in applying for the loan offer:
- Philippine Identification (PhilID) Card
- Passportincluding those issued by foreign governments
- Driver’s License
- Professional Regulation Commission (PRC) ID
- National Bureau of Investigation (NBI) Clearance
- Police Clearance
- Postal ID
- Voter’s ID
- Tax Identification Number (TIN) ID
- Barangay Certificationor Barangay IDs or similar documents bearing picture of the Member
- Government Service Insurance System (GSIS) e-Card
- Social Security System (SSS) Card
- Senior Citizen Card
- Overseas Workers Welfare Administration(OWWA) ID
- Overseas Filipino Worker ID
- Seaman’s Book or Seafarer’s Identification and Record Book (SIRB)
- Alien Certification of Registration/Immigrant Certificate of Registration
- Government Office and GOCC ID, e.g. AFP ID, Pag-IBIG Fund Loyalty Card
- ID issued by the National Council on Disability Affairs (NCDA)
- Department of Social Welfare and Development (DSWD) Certification
- Integrated Bar of the Philippines ID
- Company ID issued by Private Entities or Institutions Registered with or supervised or regulated either by the BSP, SEC or IC
- PhilHealth Health Insurance Card ng Bayan