List of Requirements for Pag-IBIG Fund HEAL 2025 Application Process
REQUIREMENTS FOR PAG-IBIG FUND HEAL 2025 – For overseas Filipino worker or OFW members who want to apply for the loan offer, here are the documents required.
Are you one of the Filipinos workin abroad who are members of the Pag-IBIG Fund? It is best to know that the Fund keeps on growing its loan offers and there are new loans packed with the best features that you may apply for.
Millions of Filipinos are Pag-IBIG Fund members. In fact, countless Pinoys have acquired their own residential properties through the Housing Loan offer of the state entity. The Fund is operating in the Philippines for decades already.
Do you want to maintain your eligibility to the loan offers of the Fund? You need to regularly post the Pag-IBIG Fund monthly contribution to keep an updated account.
Aside from the three (3) main loan offers that the Fund is popular for, the Housing, the Multi-Purpose, and the Calamity Loan offers, the Fund has also launched the Pag-IBIG Home Equity Appreciation Loan or also called the Pag-IBIG Fund HEAL.
Under the Pag-IBIG Home Equity Appreciation Loan or HEAL, members who have existing Housing Loan accounts but want to achieve their other loan offers may have access to funds. Through it you, you may have access to extra funds for the fulfillment of your other goals.
The loan offer is open for several purposes. You may apply for it to pay for the school fees of your children, to expand your business, to improve your home, to travel, etc. The loan offer is open for both salaried and non-salaried members of the Fund including the overseas Filipino workers.
What are the Pag-IBIG Fund HEAL requirements 2025? The documentary requirements actually vary depending if you are locally-salaried, non-salaried, or working abroad.
In the case of the OFW members of the Fund, here are the Pag-IBIG Fund HEAL requirements for application:
- duly-accomplished Pag-IBIG Home Equity Appreciation Loan (HQP-HLF-858)_V01
- duly-accomplished Pag-IBIG Home Equity Appreciation Loan, for co-borrower/s (HQP-HLF-868)_V01
- Proof of Income (any of the following):
- Employment Contract:
- Employment Contract between employee and employer; or
- POEA Standard Contract
- Notarized Certificate of Employment and Compensation (CEC)
- CEC written on the Employer/Company’s official letterhead; or
- CEC signed by employer (for household staff and similarly situated employees) supported by a photocopy of the employer’s ID or passport
- Employment Contract:
- one (1) valid I.D.
- updated Real Estate Tax Receipt/s as of the quarter immediately preceding the date of application
- Health Statement Forms
- Conformity Form for New/Subsequent Housing Availment (HLF409_V03), for co-borrowers who need to express their consent to the new HEAL application
The Pag-IBIG Fund HEAL requirements includes a valid ID. Are you interested to apply for the loan offer? You may choose from the following documents to present to the Pag-IBIG Fund in applying for the loan offer:
- Philippine Identification (PhilID) Card
- Passportincluding those issued by foreign governments
- Driver’s License
- Professional Regulation Commission (PRC) ID
- National Bureau of Investigation (NBI) Clearance
- Police Clearance
- Postal ID
- Voter’s ID
- Tax Identification Number (TIN) ID
- Barangay Certificationor Barangay IDs or similar documents bearing picture of the Member
- Government Service Insurance System (GSIS) e-Card
- Social Security System (SSS) Card
- Senior Citizen Card
- Overseas Workers Welfare Administration(OWWA) ID
- Overseas Filipino Worker ID
- Seaman’s Book or Seafarer’s Identification and Record Book (SIRB)
- Alien Certification of Registration/Immigrant Certificate of Registration
- Government Office and GOCC ID, e.g. AFP ID, Pag-IBIG Fund Loyalty Card
- ID issued by the National Council on Disability Affairs (NCDA)
- Department of Social Welfare and Development (DSWD) Certification
- Integrated Bar of the Philippines ID
- Company ID issued by Private Entities or Institutions Registered with or supervised or regulated either by the BSP, SEC or IC
- PhilHealth Health Insurance Card ng Bayan